Month: December 2024

MAPPING THE PSYCHOLOGICAL LANDSCAPE OF SOCIAL PREFERENCES AND ATTITUDES TOWARDS VOLUNTARY INSURANCE PRODUCTS IN THE WESTERN BALKAN REGION

Ardita TODRI

Associate Professor, University of Elbasan

ardita.todri@uniel.edu.al

Imelda SEJDINI

Associate Professor, University of Elbasan

imelda.sejdini@uniel.edu.al

Petraq PAPAJORGJI

Professor, Proinfinit Consulting Tirana

petraq@gmail.com

Christos Ap. LADIAS

Professor, Regional Science Inquiry Journal, Greece

Ladias@rsijournal.eu

Abstract

This study investigates the factors affecting demand for voluntary life and non-life insurance in the Western Balkan region, focusing on age and gender preferences. Using the Mind Genomics technology in an online experiment, 2,448 participants from Albania, Bosnia-Herzegovina, Montenegro, North Macedonia, Serbia, and Kosovo provided insights. The research identified four meaningful categories of interest. The most preferred insurance products across all demographics were those for livestock, crops, agricultural tools, machinery, and motor vehicle liability. Additionally, pension plans were noted as promising for retirement income planning. The study suggests that financial institutions should tailor their awareness strategies to these preferences.

Keywords: age, gender, mind genomics, preferential voluntary insurance products, Western Balkan region

JEL classification: C3, G22, G52

 pp. 131-142

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THE IMPLEMENTATION OF SOCIAL PROTECTION POLICIES AT LOCAL LEVEL ACCORDING TO INCLUSIVE AND SUSTAINABLE DEVELOPMENT

Anastasios SEPETIS

Assistant Professor, Sustainable Development Policies and Finances and Social Protection,  Department of Business Administration, University of West Attica (http://www.ba.uniwa.gr/), Member of the Social Administration Laboratory of the University of West Attica (https://sarl.uniwa.gr/)

tsepet@uniwa.gr

Abstract

The term inclusive and  sustainable development first appeared in the 21st century and has been accepted in academic texts and political institutions. Some scientific and institutional bodies argue that sustainable development policies at regional and local level should identify new approaches to social protection policies at local level in the context of inclusive and sustainable development. The extensive literature review of the study found that regional and local communities clearly have an important role to play in developing new policies and applied operational strategies of social protection at local level according to inclusive and sustainable development . This study also presents policies, defines the concept, proposes qualitative metrics, analyzes international and European social protection policies at local level in the context of inclusive and sustainable development. It concludes that regions, cities, local social stakeholders, must harmonise the basic principles of social protection policies and take an active role in fulfilling the regional/local objectives of Inclusive and Sustainable Development.

Keywords: Social Protection, Inclusive Development, Inclusive Growth, Sustainable Development, Sustainable Regions, Sustainable Cities.

JEL classification: R10, Q01, Q50, G10, G30, H10, H30, H70

 pp. 111-130

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TOURISM AND THE CHAOTIC ECONOMIC GROWTH MODEL: THE ASEAN COUNTRIES

Vesna  JABLANOVIC

Professor of Economics, University of Belgrade, Faculty of Agriculture

vesnaj@agrif.bg.ac.rs

Abstract

The main aim of this paper is to analyze the tourism total contribution to GDP growth stability in Brunel Darussalam, Indonesia, Malaysia, Vietnam, Thailand, and Philippines in the period 2010-2019. Four members of ASEAN were excluded due to a lack of data. This paper applies the chaos theory and creates the model. Also, this paper confirms the existence of the growth stability of the tourism total contribution to GDP in the observed countries in the observed period.

Keywords: Tourism Total Contribution to GDP, ASEAN, Growth, Stability, Chaos,

JEL classification: Z3, C2, O4, E22,

 pp. 103-110

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