FINANCIAL INCLUSION AND HUMAN CAPITAL INVESTMENT IN URBAN AND RURAL: A CASE OF ACEH PROVINCE

Nanda RAHMI

Assistant Professor at the Departement of Economics, Fakultas Ekonomi dan Bisnis, Universitas Syiah Kuala, Banda Aceh, Indonesia

nanda_rahmi84@unsyiah.ac.id

ALIASUDDIN

Associate Professor at the Department of Economics, Fakultas Ekonomi dan Bisnis, Universitas Syiah Kuala, Banda Aceh, Indonesia

aliasuddin@unsyiah.ac.id

Abstract

this study is to analyze the effects of financial inclusion and other variables on human capital investment in urban dan rural region of Aceh Province by using pooled regression model with sample size total of 800 households.   The results show that financial inclusion and income have a positive and significant effect on human capital investment, whereas family size has negative and significant.  Furthermore, male and urban have bigger effects on human capital investment than female and rural region, respectively.   Meanwhile, age has a bell-shaped to human capital investment indicates that the higher age smaller human capital investment.  The last, the average of years of schooling in urban and rural regions is nine-year means the education level of these regions is junior high school.   It is recommended that government should encourage banking to increase their services to a rural area in order to increase human capital investment.

Keywords: Financial Inclusion, Human Capital Investment, Aceh Province, Indonesia

JEL classification: G5, I210, D1, J170

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EXPLORING THE COMPONENTS OF THE INTELLECTUAL CAPITAL IN TROSO WEAVING SMEs

Ngatindriatun

Departement of Management Science, Bina Nusantara University, Jakarta, Indonesia

ngatindriatun@yahoo.com

Didik Sofian Haryadi

STEKOM PAT, Semarang, Indonesia

didikshse@rocketmail.com

Abstract

This study aims to test and analyze the effects of intellectual capital to competitive advantage and company’s performance at Troso traditional weaving business. The variables in this research are human capital as exogenous variable and structural capital, customer capital, competitive advantage, and company performance as the endogenous ones. The subject of the study was 200 sample consisting 572 craftmen. This research applies structural equation modelling. The result of SEM analysis fulfills Goodness of Fit Index criteria, i.e. chi-square value = 432.543, significance probability = 0.000, RMSEA = 0.070, CMIN/DF = 1.966, TLI = 0.885, CFI = 0.900, GFI = 0.849 and AGFI = 0.810. Based on the research result, it can be concluded that human capital, structural capital, and customer capital influence on competitive advantage and company performance.

Keywords: Intellectual Capital, Competitive Advantage, Company Performance

JEL classification: A, M12, J24

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DOES BUSINESS GEOGRAPHICAL ACTING AREAS IMPACT ON INTRAPRENEURSHIP AND SUSTAINABILITY STRATEGIES?

Nelson DUARTE

School of Management and Technology, Polytechnic of Porto, CIICESI, Portugal

nduarte@estg.ipp.pt

Francisco DINIZ

CETRAD, Vila Real, Portugal

fdiniz@utad.pt

Abstract

The present paper aims to analyze the positive or negative impact of local integrated firms on strategies of intrapreneurship and sustainability. The study was developed in the region of Tâmega e Sousa, located in the north of Portugal. For that 283 firms from manufacturing and construction industries were analyzed. By local integrated firm were considered those firms that are doing all their business activities within the region where they are established. Most of firms (83.2%) in this region present very good results in the adoption of sustainable strategies, while 80.9% present a weak adoption of intrapreneurship strategies. Crossing variables on local integration and sustainability it was found a light tendency in favor of local firms, i.e., local firms apparently are more concerned with the regional sustainable development, than those that are acting outside the region borders. On what regards the relation between local integration and the adoption of intrapreneurship strategies, those firms that are doing business beyond the region are adopting more intrapreneurship strategies.

Keywords: Local Business, Intrapreneurship, Sustainability

JEL classification: L2, O1, R1

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